# My Mortgage Sorted

> UK mortgage matching service that connects homeowners, first-time buyers, and property investors with FCA-authorised broker partners for mortgages, remortgages, secured loans, and second charge mortgages.

## About

My Mortgage Sorted is operated by TLC Marketing Limited, an Appointed Representative (FCA FRN 999552) of Power Mortgages Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA FRN 960922). We serve customers across the United Kingdom.

We are a lead generation and matching service — we do not provide mortgage advice directly. Instead, we connect users with FCA-authorised broker partners who provide whole-of-market advice tailored to individual circumstances.

## Services

- **Buy-to-Let Mortgages**: BTL mortgages with no minimum income requirements, assessed on rental income
- **Residential Mortgages**: Home purchase mortgages for first-time buyers, home movers, and remortgage clients
- **Second Charge Loans**: Secured loans that sit behind an existing mortgage, allowing additional borrowing without remortgaging
- **Remortgages**: Switching to a new mortgage deal, including equity release and rate switching
- **Secured Loans**: Homeowner loans for debt consolidation, home improvements, and large purchases

## Mortgage Guides

Comprehensive, expert-written guides covering all aspects of UK mortgages:

### Second Charge Loans
- [Second Charge Loans Guide](https://mymortgagesorted.com/guides/second-charge-loans-guide): Complete guide to second charge mortgages
- [Second Charge Loan with Bad Credit](https://mymortgagesorted.com/guides/second-charge-loan-bad-credit): Options for borrowers with adverse credit
- [Second Charge vs Remortgage](https://mymortgagesorted.com/guides/second-charge-vs-remortgage): Comparing the two options
- [Second Charge Loan Rates](https://mymortgagesorted.com/guides/second-charge-loan-rates): Current rate information and factors
- [Second Charge for Home Improvements](https://mymortgagesorted.com/guides/second-charge-loan-for-home-improvements): Using a second charge to fund renovations

### Debt Consolidation
- [Debt Consolidation Guide](https://mymortgagesorted.com/guides/debt-consolidation-guide): How debt consolidation works in the UK
- [Debt Consolidation with Second Charge](https://mymortgagesorted.com/guides/debt-consolidation-with-second-charge): Using a secured loan to consolidate debts
- [Debt Consolidation Pros and Cons](https://mymortgagesorted.com/guides/debt-consolidation-pros-and-cons): Weighing up the benefits and risks
- [Debt Consolidation with Bad Credit](https://mymortgagesorted.com/guides/debt-consolidation-bad-credit): Options for adverse credit borrowers
- [Debt Consolidation Savings Calculator](https://mymortgagesorted.com/guides/debt-consolidation-how-much-could-i-save): How much you could save

### Buy-to-Let Mortgages
- [Buy-to-Let Mortgages Guide](https://mymortgagesorted.com/guides/buy-to-let-mortgages-guide): Complete BTL mortgage guide
- [BTL Deposit Requirements](https://mymortgagesorted.com/guides/btl-mortgage-deposit-requirements): How much deposit you need
- [Buy-to-Let Through Limited Company](https://mymortgagesorted.com/guides/buy-to-let-through-limited-company): SPV and limited company BTL
- [First-Time Landlord Mortgage](https://mymortgagesorted.com/guides/first-time-landlord-mortgage): Getting started as a landlord
- [Buy-to-Let Mortgage Rates](https://mymortgagesorted.com/guides/buy-to-let-mortgage-rates): Current BTL rate information

### Remortgaging
- [Remortgaging Guide](https://mymortgagesorted.com/guides/remortgaging-guide): Complete guide to remortgaging
- [When Should I Remortgage?](https://mymortgagesorted.com/guides/when-should-i-remortgage): Timing your remortgage
- [Remortgage to Release Equity](https://mymortgagesorted.com/guides/remortgage-to-release-equity): Accessing equity in your home
- [Remortgage with Bad Credit](https://mymortgagesorted.com/guides/remortgage-with-bad-credit): Options for adverse credit
- [Remortgage Costs and Fees](https://mymortgagesorted.com/guides/remortgage-costs-and-fees): What to budget for

### First-Time Buyers
- [First-Time Buyer Guide](https://mymortgagesorted.com/guides/first-time-buyer-guide): Complete guide for first-time buyers
- [First-Time Buyer Deposit](https://mymortgagesorted.com/guides/first-time-buyer-deposit): How much deposit you need
- [First-Time Buyer Schemes](https://mymortgagesorted.com/guides/first-time-buyer-schemes): Government schemes and support
- [How Much Can a First-Time Buyer Borrow?](https://mymortgagesorted.com/guides/how-much-can-first-time-buyer-borrow): Borrowing limits explained
- [First-Time Buyer Mortgage Process](https://mymortgagesorted.com/guides/first-time-buyer-mortgage-process): Step-by-step process

### Self-Employed Mortgages
- [Self-Employed Mortgages Guide](https://mymortgagesorted.com/guides/self-employed-mortgages-guide): Mortgages for the self-employed
- [Contractor Mortgage](https://mymortgagesorted.com/guides/contractor-mortgage): Mortgages for contractors
- [Limited Company Director Mortgage](https://mymortgagesorted.com/guides/limited-company-director-mortgage): Options for company directors
- [Freelancer Mortgage](https://mymortgagesorted.com/guides/freelancer-mortgage): Mortgages for freelancers
- [Self-Employed: How Much Can I Borrow?](https://mymortgagesorted.com/guides/self-employed-mortgage-how-much-can-i-borrow): Borrowing limits for self-employed

### Bad Credit Mortgages
- [Bad Credit Mortgages Guide](https://mymortgagesorted.com/guides/bad-credit-mortgages-guide): Mortgage options with adverse credit
- [Mortgage with CCJ](https://mymortgagesorted.com/guides/mortgage-with-ccj): Getting a mortgage with a County Court Judgement
- [Mortgage with IVA](https://mymortgagesorted.com/guides/mortgage-with-iva): Options during or after an IVA
- [Mortgage with Defaults](https://mymortgagesorted.com/guides/mortgage-with-defaults): Mortgages after missed payments
- [Mortgage with Debt Management Plan](https://mymortgagesorted.com/guides/mortgage-with-debt-management-plan): Options while on a DMP
- [Mortgage After Bankruptcy](https://mymortgagesorted.com/guides/mortgage-after-bankruptcy): Rebuilding after bankruptcy

### Interest-Only Mortgages
- [Interest-Only Mortgages Guide](https://mymortgagesorted.com/guides/interest-only-mortgages-guide): How interest-only works
- [Interest-Only Mortgage Rates](https://mymortgagesorted.com/guides/interest-only-mortgage-rates): Current rate information
- [Interest-Only vs Repayment](https://mymortgagesorted.com/guides/interest-only-vs-repayment-mortgage): Comparing the options
- [Switching from Interest-Only](https://mymortgagesorted.com/guides/switching-from-interest-only-mortgage): Moving to a repayment mortgage
- [Interest-Only End of Term](https://mymortgagesorted.com/guides/interest-only-mortgage-end-of-term): What happens when your term ends
- [Interest-Only Buy-to-Let](https://mymortgagesorted.com/guides/interest-only-buy-to-let-mortgage): Interest-only for landlords

### Equity Release
- [Equity Release Guide](https://mymortgagesorted.com/guides/equity-release-guide): Complete equity release guide
- [Lifetime Mortgage Explained](https://mymortgagesorted.com/guides/lifetime-mortgage-explained): How lifetime mortgages work
- [Equity Release Alternatives](https://mymortgagesorted.com/guides/equity-release-alternatives): Other ways to access equity
- [Equity Release Pros and Cons](https://mymortgagesorted.com/guides/equity-release-pros-and-cons): Benefits and risks
- [Equity Release with Existing Mortgage](https://mymortgagesorted.com/guides/equity-release-with-existing-mortgage): Options if you still have a mortgage

## Financial Calculators

Free mortgage tools for UK homeowners and buyers:

- [Mortgage Calculator](https://mymortgagesorted.com/tools/mortgage-calculator): Calculate monthly mortgage repayments
- [Affordability Calculator](https://mymortgagesorted.com/tools/affordability-calculator): Find out how much you could borrow
- [Stamp Duty Calculator](https://mymortgagesorted.com/tools/stamp-duty-calculator): Calculate stamp duty land tax (SDLT)
- [LTV Calculator](https://mymortgagesorted.com/tools/ltv-calculator): Calculate your loan-to-value ratio
- [Second Charge Calculator](https://mymortgagesorted.com/tools/second-charge-calculator): Estimate second charge loan costs
- [Debt Consolidation Calculator](https://mymortgagesorted.com/tools/debt-consolidation-calculator): See potential savings from consolidating debts

## Blog

Regular articles covering UK mortgage market updates, interest rate changes, policy updates, and practical tips: [https://mymortgagesorted.com/blog](https://mymortgagesorted.com/blog)

## Location Pages

Service-specific pages for major UK cities covering buy-to-let mortgages, residential mortgages, secured loans, second charge loans, and remortgages with local property market data sourced from HM Land Registry.

## Regulatory Information

- **Operating company**: TLC Marketing Limited (Company Registration Number: 14846968)
- **FCA status**: Appointed Representative (FCA FRN 999552) of Power Mortgages Ltd
- **Principal firm**: Power Mortgages Ltd (Company Registration Number: 07619473), authorised and regulated by the Financial Conduct Authority (FCA FRN 960922)
- **FCA Register**: [https://register.fca.org.uk/s/firm?id=0014G00003BY7h4QAD](https://register.fca.org.uk/s/firm?id=0014G00003BY7h4QAD)

## Important Notices

Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home. We are a matching service, not a lender. All mortgage advice is provided by FCA-authorised broker partners. Rates shown are illustrative and may not reflect available terms.

## Contact

- Website: [https://mymortgagesorted.com](https://mymortgagesorted.com)
- Privacy Policy: [https://mymortgagesorted.com/privacy-policy](https://mymortgagesorted.com/privacy-policy)
- Terms: [https://mymortgagesorted.com/terms](https://mymortgagesorted.com/terms)