Mortgage News & Insights

The latest mortgage news, rate changes, and expert advice

Bank of England building in London with rising graph overlay, illustrating the question of whether UK interest rates will go up in 2026

Will Interest Rates Go Up in 2026? What the Bank of England Might Do Next

The Bank of England's Monetary Policy Committee faces a genuine dilemma heading into 2026 — stubborn domestic inflation pulling rates higher, while global growth shocks threaten to push them lower. We break down each scenario and what it means for mortgage borrowers across the UK.

13 March 2026

Split diagram comparing Bank of England base rate and mortgage rate components including swap rates and lender margins

Policy

Bank of England Base Rate vs Your Mortgage Rate: Why They're Not the Same Thing

When the Bank of England moves the base rate, your mortgage rate doesn't simply follow suit — and understanding why could save you thousands. This explainer breaks down the real mechanics behind mortgage pricing, from swap rates to lender margins.

17 February 2026