Mortgage News & Insights
The latest mortgage news, rate changes, and expert advice
Fixed Rate Mortgages Explained: How They Work and Whether to Choose One in 2026
Fixed rate mortgages are priced using swap rates, not the Bank of England base rate — a distinction that matters when markets are volatile. This guide breaks down how they work, how they compare to trackers and SVRs, and how to decide between a two, three or five-year fix in 2026.
17 March 2026
What the Iran War Means for UK Mortgage Rates: A Borrower's Guide
Global conflict can feel far removed from your monthly mortgage payment, but the economic chain reaction is very real. This guide explains exactly how events in Iran filter through oil markets, inflation, and swap rates to affect the deal you could get on your next mortgage.
10 March 2026
Why Are Mortgage Rates Going Up When the Base Rate Hasn't Changed?
If the Bank of England base rate hasn't moved, why are your mortgage deals getting more expensive? We break down the hidden forces — from gilt yields to swap rates — that really drive what lenders charge you.
24 February 2026